Latest Lending Rates

Contact our team today to receive the lowest possible rates and a complimentary in-depth quote and overview of current market conditions affecting your local mortgage market.

NOTE: rates are subject to change without notice*

 

 

OUR RATES

Term

BANK RATES

5.99 %

1 year fixed

6.25 %

5.34%

2 year fixed

5.54 %

4.24%

3 year fixed

4.49 %

4.19%

5 year fixed

4.59 %

4.45%

5 year variable

4.69 %

  • What can I say, Steve and team worked tirelessly to help me secure a mortgage during a very exhausting process. This mortgage was not as simple as perhaps some of the others. My wife and I just moved back from a different city, had a 3 month old and I started a new job earlier in the year. It took me over 6 months to purchase a house and secure a deal. After the exhausting efforts during a very tough market, Steve and his team at SJC Financial gave me an opportunity to move forward and start my real estate investment journey. His tireless efforts, guidance and knowledge of the industry is what made this all possible. My situation was complex, my income was variable and the pandemic has made banks more insecure than ever... - Patrick and Stephanie
    Patrick Kiwan

Our Trusted Lenders

 

From the Blog

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

Posted Aug 17th, 2021

When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include.

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Why Borrowers May Choose a Private Mortgage

Why Borrowers May Choose a Private Mortgage

Posted Feb 25th, 2021

When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options.

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How to Handle a Mortgage After a Separation or Divorce

How to Handle a Mortgage After a Separation or Divorce

Posted Feb 10th, 2021

Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial consequences to handle.

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Our clients are our family and we are committed to delivering personalized experiences and solutions custom tailored to each unique financial situation. This philosophy translates to higher approval ratings and more peace of mind. 

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