MORTGAGE RENEWAL

Renew Your Mortgage With The Lowest Possible Rate

Sticking with your current mortgage lender isn't always the best answer. Our team will analyze your finances, rate and lender to determine if there is a better fit. This in depth analysis and professional advice can help save you thousands per year.

 

Renew Mortgage

 

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Virtual or In Person Meeting

Our team will develop a thorough understanding of your financial situation and gather some basic preliminary information, from there we will begin our analysis and determine the best fit for you. 

 

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Lender Analysis

We will review your current mortgage and rate and determine if the best move is to stick with the current lender or to transfer to a new one.

 

Renew Mortgage

Fast Approval for Renewal Applications

We provide award winning advice and submit strong applications for individuals seeking to renew their current mortgage. We help clients secure Ottawa's lowest mortgage rates so they can enjoy meaningful savings and a more secure financial future. 

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Expert Rate Shopping

SJC Financial provides access to over 65 high quality lenders meaning if your current mortgage provider isn't able to accommodate today's best rate you will have the option to select a different mortgage, putting more money in your pocket.

 

Get Best Rate

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Professional Application Processing

Enjoy peace of mind knowing your renewal is being handled and processed by highly experienced mortgage professionals. Our goal is to save you money with outstanding rates while allowing you to enjoy a low stress renewal. 

 

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  • What can I say, Steve and team worked tirelessly to help me secure a mortgage during a very exhausting process. This mortgage was not as simple as perhaps some of the others. My wife and I just moved back from a different city, had a 3 month old and I started a new job earlier in the year. It took me over 6 months to purchase a house and secure a deal. After the exhausting efforts during a very tough market, Steve and his team at SJC Financial gave me an opportunity to move forward and start my real estate investment journey. His tireless efforts, guidance and knowledge of the industry is what made this all possible. My situation was complex, my income was variable and the pandemic has made banks more insecure than ever... - Patrick and Stephanie
    Patrick Kiwan

Our Trusted Lenders

 

 

LOCK IN TODAY'S BEST MORTGAGE RATES

 

Save thousands by acquiring the best mortgage rates in Ottawa guaranteed. Our team will shop AAA lenders and can provide private financing as well depending on your preference and goals.

 

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From the Blog

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

How a Funding Condition Can Secure Purchasers From Financial and Legal Penalties in Ottawa, Ontario

Posted Aug 17th, 2021

When you make a deal to buy a home, in addition to thinking about how much money to provide, you likewise need to think about any conditions that you want to include.

Read more

Why Borrowers May Choose a Private Mortgage

Why Borrowers May Choose a Private Mortgage

Posted Feb 25th, 2021

When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options.

Read more

How to Handle a Mortgage After a Separation or Divorce

How to Handle a Mortgage After a Separation or Divorce

Posted Feb 10th, 2021

Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial consequences to handle.

Read more

Join Hundreds of Happy Clients and Enjoy Intelligent Top Rated Financial Services.

Our clients are our family and we are committed to delivering personalized experiences and solutions custom tailored to each unique financial situation. This philosophy translates to higher approval ratings and more peace of mind. 

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